10 Cambodian Institutions Compared
Interest Rates of Banks & MFI’s
When we compare interest rates in Cambodia, we only consider banks that clearly publish their rates on their websites for terms up to at least three years and that offer both payout at maturity and monthly payouts.
We have selected a total of 10 competitors taking in deposits: 6 banks and 4 MFI’s (Micro Finance Institutions). See them below, with a short description.
Just a heads-up: Until September 2025, the two biggest banks in Cambodia, ABA and ACLEDA, were included. However, their interest rates on fixed deposits are so low that no one would consider them.
Banks
BIC Bank
This bank was originally a joint venture of investment groups in Cambodia, Laos, and Thailand, and established as a commercial bank in 2018. Since 2020 BIC Bank is fully Cambodia owned, although there’s a sister bank under the same name in Laos.
Canadia Bank
In 1991 Canadia Bank was established under the name “Canadia Gold and Trust Corporation Limited”. In 2003 it was registered as a commercial bank. Canadia is part of a holding which includes OCIC, a major investor in infrastructure projects in Cambodia.
Hattha Bank
Hattha started out as a food security NGO in Pursat and later became a microfinance institution, known as Hattha Kaksekar (“Farmer’s Hand”). After acquisition by Thai Bank of Ayudhya (krungsri) in 2017, Hattha became a commercial bank in 2020.
KB Prasac Bank
Prasac started in 1995 as a microfinance project in rural Cambodia, funded by the European Union. It was acquired by South Korean Kookmin Bank in 2023 and a year later fully transformed into a commercial bank.
Wing Bank
Launched in 2008, Wing initially only provided easy money transfers via mobile phones across Cambodia. The concept proved very successful. In 2021 Wing was granted a license to operate a commercial bank under the name Wing Bank (Cambodia) Plc.
Woori Bank
Woori entered Cambodia in 2014 when the South Korean bank acquired Malis Microfinance, followed by the acquisition of VisionFund. First known as WB Finance, at the start of 2022 it became a commercial bank under the name Woori Bank (Cambodia) Plc.
Micro Finance Institutions
Amk
AMK Microfinance Institution PLC (AMK MFI) originated from the micro-credit & savings program of Irish NGO Concern Worldwide.
Amret
Amret grew out of a microcredit project set up in 1991. Since 2015, Amret is a full subsidiary of Advans Group in Luxemburg.
LOLC
In 2014 LOLC, with headquarters in Singapore, got a 60% stake in Thaneakea Phum Cambodia and changed the name to LOLC.
Mohanokor
Like most MFIs, Manokor started out as a non-governmental organization in 2014. In 2020, it received a license to accept deposits.
You might be wondering why Panda Bank isn’t on the list. They’re known for offering some of the highest interest rates out there, but let’s be real — those rates are a bit too good to be true. On top of that, Panda Bank is connected to HuiOne Pay, which had its banking license taken away in March 2025, and was sanctioned by the US Treasury in October 2025.
For similar reasons we do not include Prince Bank. This ‘bank’ is part of the Prince Holding Group, which has been labelled by US and UK investigators a transnational criminal organization. We do not want in any way to promote their ‘business’.
See the current interest rates in Cambodia by clicking on the buttons below.
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